Credit Grade Calculator

Please enter the information as best you can to find out your credit grade.

Section A: Mortgage Lates

Within the last 24 months have you had any late payments on your mortgage?

If yes, continue, otherwise skip to section B.

Number of Mortgage Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your mortgages?

Section B: Consumer Loan Lates

Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?

If yes continue, otherwise skip to section C.

Number of Consumer Lates

Within the last 12 months

Between 13 and 24 months ago

30-59 days late

60-89 days late

90+ days late

Are you currently late on your consumer loan payments?

Section C: Collections, Charge offs, Judgements, Tax Lien

Do you have any collections, charge offs, judgements or tax liens?

Section D: Bankruptcies

Have you been bankrupt during the last 7 years?

Section E: Foreclosures

Have you had any foreclosures during the last 7 years?

Section F: Payment load

Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?

Section G: Equity in your property

The value of my house is $
The total amount of loans on my house are $

Cardinal Financial Company - 444 Jacksonville Road - Warminster, PA 18974
Office Phone: (215) 293-6800 Toll Free Phone: 800-327-0969

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Licensed Mortgage Banker: CO, CT, DE, DC, FL, GA, IN (First Mtg Only), MD, MA, MI, MN, NJ, NC, OH, PA, SC, TN, VA, & WV Departments of Banking

Cardinal Financial Company, LP, 444 Jacksonville Road, Warminster, PA 18974

To check the Colorado license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm; Georgia Residential Mortgage Licensee #16020; Massachusetts Licensed Lender #ML3285; Minnesota – This is not an offer to enter an interest rate lock-in agreement; Licensed by the New Jersey Department of Banking and Insurance; Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking; Licensed by the Virginia State Corporation Commission; License No.MC-1825. Equal Housing Lender.

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