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John Scuotto

Producing Branch Manager  |  NMLS 19278
115 River Rd, Suite 109,
Edgewater, NJ 07020

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

I have been helping families throughout the country purchase their dream home for the past 18 years. As a Producing Branch Manager at Cardinal Financial, I am able to exceed your expectations by delivering a very simple and efficient loan process.

Cardinal Financial is a Direct Lender but also has the capability of brokering loans for those that wish to explore various options. We work with all property types and have access to any product in the market (Conventional, FHA, VA, Rehab Loans, Commercial, Jumbo, Reverse and more!)

Causes I Care About

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Habitat for Humanity

My Favorite Restaurant

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Del Frisco's

My Ideal Vacation Spot

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My Favorite Pastime

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Spending time with family

The Reviews Are In

Great to work with

My loan officer kept me informed and led me through the entire process. They also worked closely with my real estate agent and the seller's real estate agent. The agents were very impressed with how often my loan officer kept them informed of where my loan stood in the approval process. Excellent service I would recommend to anyone!

Extremely helpful

Our loan officer was extremely professional and helpful. They made the process easy and they were always available if we had any questions concerning the process. We will refer Cardinal Financial to anyone in need of home financing. Five-star mortgage lender!

The only difference between success and failure is the ability to take action.

— Alexander Graham Bell