Johanna Caballero

The Ponce Group

Loan Originator

NMLS #1450714

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CALL ME

Office: 760.675.1204

Call or Text: 760.604.4684

EMAIL ME

[email protected]

LOCATION

1405 N Imperial Ave, Ste A,
El Centro, CA 92243

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About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

**HABLO ESPAÑOL**

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

Jan 20, 2023

Survey • Rachel

I appreciate the persistance, support and guidance that was given to me during the process in finalizing my loan.

Aug 24, 2022

Survey • Arturo

Everything. Johanna Caballero was a great company representative. She exceeded our expectations. Thanks again.

Mar 1, 2022

Survey • Natalia

Johanna and Daniel were both attentive and there to answer any questions we had. The entire process felt so easy and quick.

Mar 1, 2022

Survey • Janeth

Johanna was always opened to questions and treated us very friendly and professional. She always made us feel like we were in great hands.

Feb 18, 2022

Survey • Peter

Being able to reach somebody at pretty much anytime of the day to get information or answers to my questions also very informative and helpful in getting me into the house I wanted thank you

Feb 14, 2022

Survey • Armando

She was very friendly and knowledgeable wish made it easy to trust this company with our refinace. Thank you Johanna Caballero

Feb 8, 2022

Survey • Veronica

The service and the staff are great and easy to work with.

Feb 7, 2022

Survey • Jaciel

Johanna went above and beyond to answer all our questions, she is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working for you. She really cares about her clients as well as the community and neighborhood she lives in. We will ALWAYS use Johanna in our future endeavors.

Jan 12, 2022

Survey • Francisco

Johanna and her team were extremely helpful in making our home purchase smooth, reliable, and transparent! Johanna and her team were there for questions throughout the process and made our purchase so easy!

Nov 25, 2021

Survey • Lisa

Everything was easy to send in, worked with you to get things done quickly

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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