
Alex Valdivia
Loan Originator
NMLS #1996429
EMAIL ME
[email protected]LOCATION
About me.
Home loans are about helping people achieve their homeownership goals. As a homeowner and investor I understand the importance of a tailored loan and strong financial backing. We are just that!
On behalf of Cardinal Financial, thank you for taking a moment to utilize our online application resource. My real estate experience continues to highlight the importance of "the time is of the essence" mentality. It's all about getting to the finish line! Whether you are purchasing for the first time, rebuilding credit, refinancing, building a brand new home, renovating or investing, I assure to maintain goal alignment and tailor the best loan for you.
I look forward to working with you!
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.