Ana Maria Giraldez

Ana Maria Giraldez

Branch Manager
NMLS #361685
CALL ME
Office: 619.500.1172
Mobile: 619.518.3100
LOCATION
2453 Fenton St, #C,
Chula Vista , CA 91914

About me.

I truly believe the most valuable resource of any business is the people. I am very privileged to have a team of successful mortgage professionals who live with integrity and excellence above all.

Cardinal Financial is built on a foundation of talented, honest, motivated people that have access to innovative tools and impressive technology in order to ensure solid fulfillment and excellent service.

Monetary goals have never been my primary goal. Success to me is all about moving forward, achieving excellence and to never say never with more to do, more to learn and more to accomplish. Seeing families achieve the dream of home ownership, and see clients built wealth in real estate, are the rewards of what I do every day.

I am originally from Peru and I am bi-cultural and bilingual

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
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“So helpful! And made the process the easiest I could have imagined! :)”

Desiree | Clovis, NM
Experience.com | August 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
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“Easy, fast process! Thank you so much!”

Shannon | Moorestown, NJ
Experience.com | September 2021
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“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.