Bill  Oliver

Bill Oliver

Producing Branch Manager
NMLS #225250
Office: 803.454.3418
Mobile: 803.312.1800
161 Pontiac Business Center Drive, Suite 1204-1208,
Elgin, SC 29045

About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“I was impressed with the customer service I received from Bill and his team. From the moment I called Bill, he took action immediately with my requests for a mortgage loan and was readily available at any time I had questions or concerns. The process was easy and smooth with great communication along the way.”

Keri | Columbia, SC | March 2022
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“Bill and the entire processing team was very responsive to any questions, very clear in their answers them, and very courteous in all communications. I would definitely recommend Bill and Cardinal Financial for anyone refinancing their home.”

Lawrence | Franklin, TN | March 2022
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“Just the excellent customer service, the bond that I developed with the staff, and the advise that helped me make the best decisions!!”

Bobby | Chapin, SC | March 2022
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“Communication and follow through was excellent. Online ability to sign and review documents was a nice option.”

Thomas | Springfield, TN | April 2022
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“Constant communication and great team effort to get things done in a timely manner.”

Demmentrice | Hinesville, GA | February 2022
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“Bill was both proactive and responsive when we had questions. Always professional”

Richard | Gainesville, GA | March 2022
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“Entire team was knowledgeable and helpful. Jaime was awesome!”

John | Isle Of Palms, SC | March 2022
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“Ease of communication and prompt service”

Shelly | Irmo, SC | March 2022
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“The communication was excellent!”

Neftali | Columbia, SC | March 2022
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“Very friendly and helpful”

John | Springfield, TN | April 2022

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.