Charles Jones

Charles Jones

Senior Loan Originator
NMLS #201701
CALL ME
Office: 773.332.8349
LOCATION
3701 Arco Corporate Drive, Suite 200,
Charlotte, NC 28273

About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!”

Laura | Greenville, SC
Experience.com | April 2022
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“I was thoroughly impressed by this whole team during the process of securing our mortgage. Everyone was prompt, professional, and pleasant to work with. They answered every question that came up, and couldn’t have made the process easier. I will always highly recommend these guys!”

Rachel Piccione | Evans, GA
Zillow | July 2022
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“They were great to work with. All of their people helped us get this monumental task done in a timely fashion.”

Jason | Anderson, IN
Lending Tree | March 2022
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“Excellent service, especially in patiently explaining all of our options and details of the loan.”

John | Downers Grove, IL
Experience.com | April 2022
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“Excellent and quick communication throughout the loan process from start to finish.”

Colton | Denton, TX
Experience.com | April 2022
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“Easy to fill out and upload forms online, very quick and streamlined process”

Rachel | Winston-Salem, NC
Experience.com | May 2022
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“Excellent support and communication”

Daniel | Lake Oswego, OR
Experience.com | April 2022
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“The best lender I have seen so far.”

Pravalhika | Haslet, TX
Experience.com | April 2022
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“Quick financing completed”

Gregory | Dallas, TX
Experience.com | April 2022

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.