Daniel Torres

Daniel Torres

Loan Originator
NMLS #2222456
CALL ME
Office: 760.960.8463
Mobile: 760.960.8463
Fax: 760.616.7037
LOCATION
1405 N. Imperial Ave., A,
El Centro, CA 92243

About me.

First-time homebuyer? Real Estate Investor? Vacation home? Who to trust? There are a lot of worries when it comes to financing real estate but, it does not have to be so scary when you have the right Mortgage Expert to help illuminate the road ahead of you.

Am I a loan officer? Yes. But I like to think of myself as YOUR Mortgage Strategist. I help people create unique mortgage plans to build wealth through real estate so that YOU can live your best life. I will help you design a custom mortgage solution for you based on your long-term and short-term goals. Whether it's a New home Purchase or a Refinance will put you on pace to develop freedom financially with real estate ownership.

When can we get started?

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA
Experience.com | August 2021
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“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Easy to communicate-quick responses to questions.”

Karyn | Gilbertsville, PA
Experience.com | August 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Very timely, personal and wise.”

Nekotia | Hermitage, TN
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.