David Young

Branch Manager | Retail

NMLS #621019

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CALL ME

Office: 980.209.1771

Call or Text: 214.907.2681

EMAIL ME

[email protected]

LOCATION

3530 Toringdon Way, Suite 200,
Charlotte, NC 28722

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About me.

You're probably here for the best rate, lowest cost, or one of our unique programs that other lenders can’t match. And yes—we deliver all that. But let’s not forget the most important part of your home financing journey: the person guiding you through it.

Did you know the average full-time tenure in this business is under 3 years? Many bank lenders aren’t even licensed. This isn’t just a transaction—it’s one of the biggest financial decisions of your life. Would you trust a part-time, unlicensed surgeon?

Since 2003, I've been immersed in this industry—not just as a lender but as a property investor. I bought my first investment home young, and even with a background in Engineering and IT, real estate is my true love.

I’ve helped thousands—from first-time buyers to seasoned investors. While I’ve led top-performing teams, my passion remains working directly with clients like you. If you value experience, integrity, and a personal touch, let’s connect.

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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