Dwayne Graham

Dwayne Graham

Producing Branch Manager | Retail
NMLS #243824
Office: 281.409.3439
Call or Text: 832.661.9060
1650 Hwy 6, Ste 325,
Sugar Land, TX 77478

About me.

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

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My reviews.

5.0 /5
182 reviews
Mar 9, 2023
I enjoyed how easy the process was with Dwayne Graham-Cardinal financial Company. Dwayne is so knowledgeable about the loan lending process and was able to get my fiancé and I the rate that best works for our financial situation.
Jan 18, 2023
Dwayne Graham was extremely helpful and supported me throughout the loan process. His help and services are greatly appreciated. We are so glad with the great experience with Cardinal Financial Company.
Oct 13, 2022
Thanks to the new American funding team for helping me achieve my goals by giving me the lowest interest rate and best possible terms for my loan.
Sep 17, 2022
What made my experience great was the Communication with everyone that had a hand in the my loan process. We started this journey 2yrs ago and threw out being out bid and interest rates changing NAF(New American Funding)was right there with us. I would like to personally thank Stephanie Brister, Dwayne Graham and the team(Linda Gomez and others). This was our first time building a home and you guys Made it so easy to reach out to you and get a timely response. I will these folks to all the people I know who are looking for a GREAT company to use. GREAT JOB NAF. The Johnson’s thank you.
Sep 17, 2022
We started this process almost 3 years ago with Stephanie Brister (who was also A-Mazing). When Stephanie left to company she turned us over to Dwayne who is just as supportive and amazing. A lot happened over the course of us looking for a home - the pandemic set in and then the interest rates sky rocked but NAF was always there to answer our questions and offer suggestions. We never felt pressured and they were always prompt. I know this may sound like an Ad or a false review but I promise you -- I have nothing bad to say the group that we have been working. To be honest, I read several bad reviews and was ready to RUN when my husband initially started working with NAF -- I am so glad that we didn't. Thank you Dwayne!
Sep 3, 2022
Great support from Dwayne and team for a first time home buyer.
Aug 27, 2022
You are the best! Always available to accommodate client. Always available. We really appréciante your service. God bless you and your team. thank you again and again. We will recommend your 5 stars service to relatives and friends.
Aug 12, 2022
Excellent service and very responsive.
Jul 27, 2022
Dwayne and his team kept me informed all the way through my lending process. They answered any questions and walked me through any action that I might not have understood completely. The whole process was smooth and seemed hassle free.
Jul 24, 2022
Dwayne went above and beyond to get our closing scheduled and completed. He kept us up to date on how things were going, let us know what we needed for underwriting and in what format, and pushed his team to make a closing deadline so we could have the best experience with closing and moving. He was great to work with and a great communicator.

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Start the process today with a personalized rate quote. There's no cost and no commitment.