Dwayne Graham

Dwayne Graham

Producing Branch Manager | Retail
NMLS #243824
Office: 281.409.3439
Call or Text: 832.661.9060
1650 Hwy 6, Ste 325,
Sugar Land, TX 77478

About me.

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.
I'm looking to

My reviews.

5.0 /5
185 reviews
May 13, 2023
Survey Trametria
Dwayne is the best! He is thorough, transparent and keeps you informed throughout the entire process. This is my second time personally working with him and the only lender I refer family and friends too.
Apr 10, 2023
Apr 5, 2023
Dwayne was absolutely phenomenal throughout the entire process. He answered all of our questions and calmed all of our fears throughout the process.
Mar 9, 2023
I enjoyed how easy the process was with Dwayne Graham-Cardinal financial Company. Dwayne is so knowledgeable about the loan lending process and was able to get my fiancé and I the rate that best works for our financial situation.
Jan 18, 2023
Dwayne Graham was extremely helpful and supported me throughout the loan process. His help and services are greatly appreciated. We are so glad with the great experience with Cardinal Financial Company.
Oct 13, 2022
Thanks to the new American funding team for helping me achieve my goals by giving me the lowest interest rate and best possible terms for my loan.
Sep 17, 2022
What made my experience great was the Communication with everyone that had a hand in the my loan process. We started this journey 2yrs ago and threw out being out bid and interest rates changing NAF(New American Funding)was right there with us. I would like to personally thank Stephanie Brister, Dwayne Graham and the team(Linda Gomez and others). This was our first time building a home and you guys Made it so easy to reach out to you and get a timely response. I will these folks to all the people I know who are looking for a GREAT company to use. GREAT JOB NAF. The Johnson’s thank you.
Sep 17, 2022
We started this process almost 3 years ago with Stephanie Brister (who was also A-Mazing). When Stephanie left to company she turned us over to Dwayne who is just as supportive and amazing. A lot happened over the course of us looking for a home - the pandemic set in and then the interest rates sky rocked but NAF was always there to answer our questions and offer suggestions. We never felt pressured and they were always prompt. I know this may sound like an Ad or a false review but I promise you -- I have nothing bad to say the group that we have been working. To be honest, I read several bad reviews and was ready to RUN when my husband initially started working with NAF -- I am so glad that we didn't. Thank you Dwayne!
Sep 3, 2022
Great support from Dwayne and team for a first time home buyer.
Aug 27, 2022
You are the best! Always available to accommodate client. Always available. We really appréciante your service. God bless you and your team. thank you again and again. We will recommend your 5 stars service to relatives and friends.

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Document Click Icon

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
Padlock Icon

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Keys Icon

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
Dollar Signs Icon
Crunch the numbers.
Calculator icon
Read our blog.
Newspaper Icon

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.