Elizabeth  Santos

Elizabeth Santos

Loan Originator
NMLS #244708
CALL ME
Office: 201.412.9813
Mobile: 201.412.9813
Fax: 201.356.0574
LOCATION
10 Waterview Blvd, Suite 300,
Parsippany, NJ 07054

About me.

Elizabeth ("Liz") has been a mortgage professional for two decades and simply "loves the business," even with its twists and turns. Liz takes great pride in serving homeowners and homebuyers in their financing journey. She develops a relationship where most often her customers come away feeling like they've made a friend for life. As a mom of 2 sons and an active member of her community, serving on the Board of Directors for her local Rotary Club and Chamber of Commerce, she finds it enormously gratifying that her career has blossomed as a result of giving back to the community. Her sons have also carried on her love of serving and are doing their part with the community as well.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
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“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
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“So helpful! And made the process the easiest I could have imagined! :)”

Desiree | Clovis, NM
Experience.com | August 2021
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“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Easy to communicate-quick responses to questions.”

Karyn | Gilbertsville, PA
Experience.com | August 2021
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“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
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“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.