James Clark

Producing Branch Manager | Retail

NMLS #259345

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CALL ME

Office: 916.907.9768

Call or Text: 916.412.0909

EMAIL ME

[email protected]

LOCATION

260 Palladio Pkwy, Suite 1005,
Folsom, CA 95630

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About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

Mar 21, 2023

Survey • Erik

This entire team of professionals made this entire process so simple. I had ridiculously tight turn around timelines for buying a new home and I could not have pulled this off without James and his team. Thank you!

Mar 16, 2023

Survey • Larry

this is my 3rd dealing with purchasing a home with James and he always delivers. Always available and makes it happen. Great sense of urgency and communication.

Mar 2, 2023

Survey • Chongtoua

I had a wonderful experience with James. He was always responsive and ensured I understood everything during the process. Thank you James for everything!

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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