James Clark

James Clark

Producing Branch Manager | Retail
NMLS #259345
Office: 916.907.9768
Call or Text: 916.412.0909
260 Palladio Pkwy, Suite 1005,
Folsom, CA 95630

About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.
I'm looking to

My reviews.

5.0 /5
3 reviews
Mar 21, 2023
This entire team of professionals made this entire process so simple. I had ridiculously tight turn around timelines for buying a new home and I could not have pulled this off without James and his team. Thank you!
Mar 16, 2023
this is my 3rd dealing with purchasing a home with James and he always delivers. Always available and makes it happen. Great sense of urgency and communication.
Mar 2, 2023
I had a wonderful experience with James. He was always responsive and ensured I understood everything during the process. Thank you James for everything!

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Document Click Icon

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
Padlock Icon

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Keys Icon

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
Dollar Signs Icon
Crunch the numbers.
Calculator icon
Read our blog.
Newspaper Icon

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.