John DeDonato

John DeDonato

Mortgage Advisor
NMLS #413317
CALL ME
Office: 623.471.9003
Mobile: 480.255.2498
Fax: 623.471.9003
LOCATION
3930 E Ray Rd, Suite 130,
Phoenix, AZ 85044

About me.

The most successful transactions are built upon trust. Many people in the mortgage industry try to "sell" a loan program, whether it be rate, or term or product type. I do not. I will ask you what you want to accomplish with your loan, and then I will try to meet your needs.

If you understand that I am working to achieve your goals, then you can trust that I will provide you with the best possible loan for which you are qualified. The benefits of your loan should be obvious, and you will feel comfortable and confident that you entrusted me, a mortgage professional, with your loan transaction, and not a "sales person".

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
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“So helpful! And made the process the easiest I could have imagined! :)”

Desiree | Clovis, NM
Experience.com | August 2021
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“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Very timely, personal and wise.”

Nekotia | Hermitage, TN
Experience.com | September 2021
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“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.