John Nink

John Nink

Loan Originator
NMLS #633061
CALL ME
Office: 831.252.4725
Call or Text: 831.252.4725
LOCATION
29 Rancho Del Mar,
Aptos, CA 95003

About me.

Mortgage lending is more than selling loans. It’s about helping people achieve their homeownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What’s their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Efficient, fast, clear, knowledgeable and great communicator! Best rate we could find! Ready before anyone else in the process was ready to close. Would definitely recommend and use again! First time using this company as well. Would definitely recommend!”

Kathie Malarkey | Oak Ridge, US
Zillow | July 2022
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“The way they treated us was amazing.. took special time to help and made us feel so comfortable. So thankful for the staff and how they helped us beyond”

Almeco | Greenville, NC
Experience.com | April 2022
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“Great atmosphere and communication! I felt like they put the customer first and really made it work for me.”

Marco | Norman, OK
Experience.com | April 2022
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“Excellent service, especially in patiently explaining all of our options and details of the loan.”

John | Downers Grove, IL
Experience.com | April 2022
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“The communication and ability to answer all my questions was timely and fantastic!”

Amy | Sarasota, FL
Experience.com | April 2022
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“I'm taking the survey in the comfort of my new home. I'd categorize that as great.”

Joel | Stanhope, NJ
Experience.com | April 2022
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“Communication, easy to deal with. Honest”

Eric | Gambrills, MD
Experience.com | April 2022
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“The best lender I have seen so far.”

Pravalhika | Haslet, TX
Experience.com | April 2022
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“Great communication!”

Ashley | Longview, TX
Experience.com | April 2022

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.