Jonathan  Hallstead

Jonathan Hallstead

Vice President, Division Manager Retail Lending
NMLS #229557
Office: 949.877.3728
Mobile: 949.302.3550
Fax: 949.296.2205
84 Discovery,
Irvine, CA 92618

About me.

Jonathan Hallstead has built a strong reputation for helping homeowners understand real estate and lending. In December of 2019 he joined Cardinal Financial to launch and grow their retail presence in Orange County California, located in the city of Irvine. Prior to joining Cardinal Financial, Jonathan was with Bay Equity Home Loans where he co-managed and grew a 190m a year branch, doing over one billion in production in the past 7 years. Jonathan has owned and operated numerous mortgage branches with gross loan production exceeding two billion dollars. Jonathan also serves on the board of directors for the California Association of Mortgage Professionals as well as the Advisory Board for the Salvation Army Orange County.

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My reviews.

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“Jonathan really STICKS with you throughout the whole process. He was patient and friendly throughout and took the time to really help us understand all the specifics of navigating the home buying process. He and his team were responsive, quick, and he really works with you to get the numbers you NEED to get you in the home. ”

Natalie | Orange, CA | May 2021
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“We worked with Jonathan Hallstead in the past and he was wonderful to work with then and now! The process was seamless and fast. Excellent customer service by Jonathan, Andrea Ross and Patti Phillips. We could not have asked for a better experience with our refinance! 5 Stars for sure!”

Arthur | Tumwater, WA | June 2021
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“Jonathan's was able to walk me through all my options and we were able to come up with a solution that worked with my needs. Other experience's with dealing with mortgages doesn't compete with how much effort Jonathan Hallstead took to help me.”

Stephen | Queen Creek, AZ | June 2021
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“Jonathan delivered on his commitments. There was an unexpected issue at closing, Jonathan made it right. His efforts were appreciated.”

Rodney | San Juan Capistrano, CA | August 2021
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“Jonathan and his team were very informative and communicated with us throughout the process. Very satisfied. ”

Jeffrey | Long Beach, CA | July 2021
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“Jonathan is easy to talk to , responds immediately, and makes the terms simple to understand.”

Stephanie | San Jose, CA | September 2021
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“Jonathan was prompt in telling me options and answering questions regarding my refi ”

James | Hollister, CA | July 2021
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“Jonathan and his team was able to close the refi in less than 60 days . ”

Lyndon | Mililani, HI | April 2021
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“Kept on track and met all contingency removal’s in closing on time”

Rosemary | Ladera Ranch, CA | May 2021
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“Ease of placement of the Loan. ”

John | Villa Park, CA | July 2021

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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