
Jonathan Hallstead
SVP, Retail Lending Strategy | Retail
NMLS #229557
EMAIL ME
[email protected]About me.
Jonathan Hallstead has built a strong reputation for helping homeowners understand real estate and lending. In December of 2019 he joined Cardinal Financial to launch and grow their retail presence in Orange County California, located in the city of Irvine. Prior to joining Cardinal Financial, Jonathan was with Bay Equity Home Loans where he co-managed and grew a 190m a year branch, doing over one billion in production in the past 7 years. Jonathan has owned and operated numerous mortgage branches with gross loan production exceeding two billion dollars. Jonathan also serves on the board of directors for the California Association of Mortgage Professionals as well as the Advisory Board for the Salvation Army Orange County.
My reviews.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.