Jonathan Hallstead has built a strong reputation for helping homeowners understand real estate and lending. In December of 2019 he joined Cardinal Financial to launch and grow their retail presence in Orange County California, located in the city of Irvine. Prior to joining Cardinal Financial, Jonathan was with Bay Equity Home Loans where he co-managed and grew a 190m a year branch, doing over one billion in production in the past 7 years. Jonathan has owned and operated numerous mortgage branches with gross loan production exceeding two billion dollars. Jonathan also serves on the board of directors for the California Association of Mortgage Professionals as well as the Advisory Board for the Salvation Army Orange County.