Justin Fitzhugh

Justin Fitzhugh

Vice President, Retail Market Leader
NMLS #247924
CALL ME
Office: 800.450.2965
Mobile: 404.725.1427
Fax: 800.450.2965
LOCATION
3701 Arco Corporate Drive, Suite 200,
Charlotte, NC 28273

About me.

I have been in the mortgage industry for 16 years. I began my mortgage journey as a processor and since have worn many hats (including owning my own company). I have a deep understanding of the sales, and the operations side of the business, which allows me to connect very well with mortgage professionals and understand their situation, and their needs. I pride myself on operating with the highest level of honesty and integrity. I have earned the trust of many I now call friends in this small industry. I look forward to adding more connections for many years to come!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.
I'm looking to

My reviews.

rating icon

“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
rating icon

“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
rating icon

“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
rating icon

“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
rating icon

“They made the process easy and quick. I felt very well taken care of.”

Jacob | Lubbock, TX
Experience.com | August 2021
rating icon

“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
rating icon

“Easy to communicate-quick responses to questions.”

Karyn | Gilbertsville, PA
Experience.com | August 2021
rating icon

“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
rating icon

“Very timely, personal and wise.”

Nekotia | Hermitage, TN
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Document Click Icon

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
Padlock Icon

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Keys Icon

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
Dollar Signs Icon
Crunch the numbers.
Calculator icon
Read our blog.
Newspaper Icon

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.