Kristie Kiley

Kristie Lynn Kiley

Branch Manager | Retail
NMLS #1078341
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Office: 505.600.3382
Call or Text: 505.980.0810

About me.

Hi, I'm Kristie! Everyone calls me KK and I really enjoy connecting with people and getting to them. I've been in the mortgage business for over 20-years and helping guide people with the largest financial transaction of their lives. My awesome team and I take an educational approach to mortgage lending and getting the job done ON TIME, EVERY TIME! I have a daughter and two dogs, enjoy going to concerts, traveling, and great times with my good friends and family. I look forward to meeting you and assisting you with your mortgage financing.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

Experience.com
5.0/5
April 2022
Experience.com Jasmine - Covington, GA
I appreciate their ability to get me a home loan with assistance as a first-time homebuyer! The assistance was beneficial, and it saved me money!
5.0/5
5/8/2022
Ross Rhinehart
Great people to work with. The dashboard was helpful in keeping up with the entire refinancing process.
Zillow
5.0/5
April 2022
Zillow Elaine Johnson - Rouse, US
They did a great job of helping me as a first-time home buyer discover the unknown waters of the mortgage and insurance process. Thank you to the team.
Zillow
5.0/5
October 2022
Zillow Sam & Felicia Coppin - Yakima, US
Overall a great experience. First time home buyers but the process was simple and well laid out. A lot of emails but we are buying a home so it was sometimes best to connect over the phone to iron out details. Very responsive.
Experience.com
5.0/5
April 2022
Experience.com Laura - Greenville, SC
The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!
Experience.com
5.0/5
April 2022
Experience.com Haley - Royse City, TX
Best loan experience I have had, very smooth process from start to finish. Love the technology and the team was fantastic.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.