Luis Morales

Luis Morales

Senior Loan Originator Outside Sales
NMLS #1924037
CALL ME
Call or Text: 954.934.4114
LOCATION

About me.

I know that buying or refinancing a home is an important financial decision. That’s why I make it a point to consult with clients throughout the entire loan process, so they are well educated and active participants in the transaction. I have an extensive background in all facets of mortgage lending and assisting clients with many different needs, whether they are homebuyers looking to purchase a new home or looking to benefit from refinancing. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. I make it a point in keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so to serve as an informed advocate for customers. My focus is on not just getting clients a loan, but the most suitable one for them.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

Experience.com
5.0/5
April 2022
Experience.com Brian - West Linn, OR
Great team! Customer service, communication, and no games. They did a fantastic job getting this done in an extremely timely matter.
Experience.com
5.0/5
April 2022
Experience.com Colton - Denton, TX
Excellent and quick communication throughout the loan process from start to finish.
Experience.com
5.0/5
April 2022
Experience.com Laura - Greenville, SC
The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!
Experience.com
5.0/5
April 2022
Experience.com Pravalhika - Haslet, TX
The best lender I have seen so far.
Zillow
5.0/5
August 2022
Zillow user40249343 - Evans, GA
The lender was very easy to work with. Loading documents and providing information was very easy. It took the stress out of my home buying experience. I would definitely recommend them if you were interested in buying a home.
Experience.com
5.0/5
April 2022
Experience.com John - Downers Grove, IL
Excellent service, especially in patiently explaining all of our options and details of the loan.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.