Mark Stump

Mark Stump

Branch Manager
NMLS #184277
CALL ME
Office: 800.327.0969
Call or Text: 423.791.0074
Fax: 800.327.0969
LOCATION
196 Montgomery Rd, Suite 50,
Johnson City, TN 37604

About me.

I take great pride in the way we focus on understanding your personal situation and mortgage needs. We will work hard to find solutions and form a plan that will help accomplish your financial goals. Clear communication is critical in this process, so my team and I will keep you updated every step of the way. This communication will help us build a relationship that will last. My goal is to make certain that each transaction is a positive experience for all parties involved. Our success depends completely on how well we deliver on this promise. I look forward to the opportunity to earn your business and guide you quickly and smoothly through the mortgage process.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!”

Laura | Greenville, SC
Experience.com | April 2022
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“I was thoroughly impressed by this whole team during the process of securing our mortgage. Everyone was prompt, professional, and pleasant to work with. They answered every question that came up, and couldn’t have made the process easier. I will always highly recommend these guys!”

Rachel Piccione | Evans, GA
Zillow | July 2022
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“Your entire team made the process stress free. Every step was communicated clearly and each person we spoke with lend a helping hand. Best experience we have ever had during a home loan process.”

Christopher | Port St. Lucie, FL
Experience.com | April 2022
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“Everyone I worked with was very responsive and available, with great technical advice and attitude consistently.”

Sara | Albany, OR
Experience.com | April 2022
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“Great atmosphere and communication! I felt like they put the customer first and really made it work for me.”

Marco | Norman, OK
Experience.com | April 2022
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“Easy to fill out and upload forms online, very quick and streamlined process”

Rachel | Winston-Salem, NC
Experience.com | May 2022
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“Good communication advice to our unique situation.”

Ryan | Washougal, WA
Experience.com | April 2022
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“Communication, easy to deal with. Honest”

Eric | Gambrills, MD
Experience.com | April 2022
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“The best lender I have seen so far.”

Pravalhika | Haslet, TX
Experience.com | April 2022

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.