Matthew Bell

Matthew Bell

Senior Loan Originator
NMLS #665258
CALL ME
Office: 972.999.1900
Mobile: 817.524.5155
Fax: 972.999.1900
LOCATION
180 State Street, Suite 225; Office 236,
Southlake, TX 76092

About me.

I have served clients for 16 years as their trusted home lending advisor. What I have learned time and again from my clients is that they want speed to service, accurate representation of costs and they want their experience to be easy. I have chosen Cardinal Financial because we embody all of those core traits in our client experience.

Prior to Cardinal, I was at a large wealth management firm serving their high-net-worth clients' lending needs. This is where I grew the most by witnessing first-hand that every single family has a unique financial situation and that cookie-cutter approaches do not work.

So, whether you're a realtor, a Financial Planner or Wealth Advisor, or a client wanting to build, buy or refinance your dream home, let my team show you how we make this easy!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.
I'm looking to

My reviews.

rating icon

“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
rating icon

“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
rating icon

“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
rating icon

“So helpful! And made the process the easiest I could have imagined! :)”

Desiree | Clovis, NM
Experience.com | August 2021
rating icon

“They made the process easy and quick. I felt very well taken care of.”

Jacob | Lubbock, TX
Experience.com | August 2021
rating icon

“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA
Experience.com | August 2021
rating icon

“Easy to communicate-quick responses to questions.”

Karyn | Gilbertsville, PA
Experience.com | August 2021
rating icon

“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
rating icon

“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Document Click Icon

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
Padlock Icon

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Keys Icon

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
Dollar Signs Icon
Crunch the numbers.
Calculator icon
Read our blog.
Newspaper Icon

Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.