Megan Smith

Megan Smith

Area Manager | Retail
NMLS #348686
Office: 314.949.4621
Call or Text: 314.221.6219

About me.

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

4.9 /5
156 reviews
May 6, 2023
Megan was amazing! She was always quick with communication and responses. She was patient with all my questions and was always willing to help out!
May 4, 2023
Megan made the whole process simple and easy to handle. Buying a house can be so stressful these days and Megan just guided us all the way through with her knowledge and professionalism. I will be highly recommending her and Cardinal Financial to friends and family.
Apr 8, 2023
Mar 22, 2023
Megan was fantastic in all facets. When preapproval documents were needed, she would send the required documents no matter the day or time (to include weekends past 9pm)! We were so lucky to have her. She was an excellent sounding board and provided expert advice on our various loan options. Her work ethic and professionalism was superb. We give her our highest recommendation. Thank you so much Megan, you were a joy to work with in such a normally stressful process!
Nov 6, 2022
Megan was fantastic.
Nov 3, 2022
Megan was fantastic throughout my 3 year journey of finding the right home. She was always super quick to respond, everything was smooth and she kept me well informed throughout.
Oct 24, 2022
Megan was very knowledgeable when it came to helping my first time home buyers! She knew what to do to help them bring less money to the closing table!
Oct 23, 2022
Megan was very supportive of us through the process & went above and beyond. She explored options for us that would best fit our situation, and helped us feel confident in home buying. I would highly recommend her team to any first time homebuyer, or experienced.
Oct 14, 2022
Megan always goes above and beyond for her clients! She thinks outside the box if necessary to get to the closing table or to just get there sooner. She has great communication and I always know I can count on her to take great care of my clients!
Oct 2, 2022
Excellent level of communication, which is paramount when trying to close quickly.

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.