Michael Tang

Michael Tang

Loan Originator
NMLS #222595
Office: 949.242.4816
Mobile: 714.791.0238
Fax: 949.242.4816
84 Discovery,
Irvine, CA 92618

About me.

As a tenured professional in the mortgage industry, Michael attributes success to his excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Michael to custom-tailor the mortgage solution which best fits his client's profile and long-term financial objectives.
Michael holds a degree in finance and another in economics from Pennsylvania State University and began his career in the mortgage industry in 2000. He is the recipient of numerous top producer and service awards. His philosophy is to combine old fashioned banking with a high-tech touch. This enables him to give his clients the best in personal service, as well as access to current industry news, changes, and trends.
Whether a first-time homebuyer or seasoned homeowner, you can rely on Michael to guide you through the complex process of leveraging in our Mortgage Industry today.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“To be succinct, Michael Tang is a “Professional” at his profession.. He rendered extraordinary assistance to my daughter and I in completing a very complex refinance loan..., Always available immediately to answer questions and suggestions to expedite the loan.... Michael made certain promises and delivered as promised..... We were extremely pleased with his work... Certainly a credit to the Cardinal Financial Services.... Highly recommend to anyone seeking a loan. ”

Robert | Santa Cruz, CA
Experience.com | April 2021
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“He is very efficient, timely and he did what he said he would do. Communication was the best I have ever had with mortgage broker. It was a really nice experience and if I need something in the future, I will be looking for Michael!”

Dean | Peoria, AZ
Experience.com | March 2022
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“Although there were a lot of submissions and paper requirements, Michael stayed engaged and ultimately, even though there were some delays, the loan turned out a bit more favorable with extra time. ”

Mark | San Luis Obispo, CA
Experience.com | August 2021
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“Michael had great communication with us each step of the way. He was very helpful in getting the process completed in a timely manner and ensured us that he would stay with us for years to come.”

Mallory | Anaheim, CA
Experience.com | April 2021
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“EVERY TIME! It is always a delight to work with Michael and his team. I have referred friends and family to him because of his experience and customer service. GREAT experience”

Aaron | Los Angeles, CA
Experience.com | February 2022
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“Did a great job of facilitating what we were trying to do with a long term plan, not just doing a single refinance. Was very responsive when we had questions.”

Matt | Santa Monica, CA
Experience.com | August 2021
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“Michael explained everything to us clearly, was very responsive, and move quickly to get everything done in a timely manner.”

Jeffrey | Folsom, CA
Experience.com | September 2021
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“Michael is very friendly and personable. He's helpful and makes the process as painless as possible, helping along the way!”

Mallory | Anaheim, CA
Experience.com | October 2021
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“Highly attentive and personal attention from Michael and staff, and willingness to deal with complex issues.”

Robert | Occidental, CA
Experience.com | November 2021
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“Sharp, efficient and professional”

Simon | Solana Beach, CA
Experience.com | April 2022

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Start the process today with a personalized rate quote. There's no cost and no commitment.