Michelle Chand

Michelle Chand

Loan Originator Outside Sales
NMLS #1521907
Office: 916.907.9686
Call or Text: 916.670.0803
9245 Laguna Springs Dr., Suite 200, Ofc 265,
Elk Grove, CA 95758

About me.

Having worked in the mortgage industry for many years I have dedicated myself to delivering the Dream of Home ownership to many of my customers through FHA, VA, Conventional, Jumbo, First Time Home Buyer and Down Payment Assistance Programs. I understand through experience what it takes to get a loan closed. Every customer has a story and a different circumstance. I strongly believe handling each transaction with compassion, trust and confidentiality provides mutual benefits. Relationships are Key! Whether it’s your first home, refinancing, downsizing or buying up to support your growing family, you will experience true integrity, dedication and positive results. Thank you for giving me the opportunity to work with you.

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.