Mike Kilpatrick

Mike Kilpatrick

Producing Branch Manager | Retail
NMLS #873565
CALL ME
Office: 214.995.3450
Call or Text: 214.995.3450
LOCATION
3701 Arco Corporate Drive, Suite 200,
Charlotte, NC 28273

About me.

I have spent the last 17+ years in the mortgage business all over the state of Texas. I am a father of 3 amazing kids and the husband to an even more amazing wife. I enjoy reading on just about any subject and I have been known to often find those rabbit trails.

My desire is to help anyone buy a home. My deeper desire is to have a team of people that has the want to help more people buy a home and to love their home.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

Experience.com
5.0/5
April 2022
Experience.com Gregory - Dallas, TX
Quick financing completed
Experience.com
5.0/5
April 2022
Experience.com Laura - Greenville, SC
The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!
Experience.com
5.0/5
April 2022
Experience.com Daniel - Lake Oswego, OR
Excellent support and communication
Experience.com
5.0/5
April 2022
Experience.com Amy - Sarasota, FL
The communication and ability to answer all my questions was timely and fantastic!
Experience.com
5.0/5
April 2022
Experience.com Ben - San Jacinto, CA
Very professional, was able to communicate via, email, voice chat or through text day or night. No question was left unanswered, thank you.
Experience.com
5.0/5
April 2022
Experience.com Joel - Stanhope, NJ
I'm taking the survey in the comfort of my new home. I'd categorize that as great.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.