
Patrick Commodore
Producing Branch Manager | Retail
NMLS #258536
EMAIL ME
[email protected]About me.
Born and raised in Tidewater, I started in the Real Estate/Mortgage Industry over 20 years ago and I still love my job!
Helping people to achieve the American Dream of Home-Ownership and improving my Clients financial situations is extremely rewarding to me. Cardinal Financial offers VA, FHA and Conventional and Jumbo loan programs, so I have the tools I need to accommodate all buyers.
I'll explain your different options and we'll work together to structure your loan accordingly.
Call me anytime for a free credit analysis and mortgage pre-qualification. I look forward to helping.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.