
Rich Hayes
Senior Loan Originator
NMLS #1695434
EMAIL ME
[email protected]About me.
From day one I provide the utmost relational-based experience to make you feel comfortable with your home financing decisions.
Empowerment and integrity is key to successfully making a home loan a smooth process from start to finish. Acquiring a mortgage in today's market takes product knowledge and underwriting know-how. Every client has their own story, their own future. I am here to match today's mortgages to clients’ dreams of homeownership.
My reviews.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.