Richard Wercholuk

Richard Wercholuk

Senior Loan Originator
NMLS #1884226
CALL ME
Office: 321.510.7075
LOCATION
618 E South Street, Suite 500; Office 557,
Orlando, FL 32801

About me.

"That Others May Live"
I spent my early adult years as a decorated and award-winning USAF Special Forces (PJ) Pararescueman. Traveling the world, from Alaska to Iceland, to the Jungles to Europe. Credited me with over 37 life-saving rescue missions (Saves). This enabled me to enjoy a life of service. Later, I spent my adult years building highly successful companies. By combining my special forces skill sets along with my passion for building business m team & I have a deep commitment to our Hero Veterans, Teachers, Firefighters, Medical Professionals, & Police Officers.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
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“They made the process easy and quick. I felt very well taken care of.”

Jacob | Lubbock, TX
Experience.com | August 2021
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“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA
Experience.com | August 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Easy, fast process! Thank you so much!”

Shannon | Moorestown, NJ
Experience.com | September 2021
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“Very timely, personal and wise.”

Nekotia | Hermitage, TN
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.