Richie Arrioja

Richie Arrioja

Mortgage Loan Originator
NMLS #1941663
CALL ME
Office: 214.483.1813
Call or Text: 956.534.6800
LOCATION
2211 E Griffin Pkwy, 160,
Mission, TX 78572

About me.

Mortgage lending is about helping people achieve their homeownership goals, reach a better financial position, or connecting them to the home of their dreams, it’s about guiding and helping borrowers to the finish line.

Experience has taught me to take the time to understand my customers. Listening to my customers carefully as real people with real goals, needs, and dreams, allows me to match them with the best loan product and create a pleasant lending experience.

Everyone has a story to tell. What borrowers need is a customized loan to meet their needs, and a good loan officer to guide them every step of the way.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!”

Laura | Greenville, SC
Experience.com | April 2022
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“They did a great job of helping me as a first-time home buyer discover the unknown waters of the mortgage and insurance process. Thank you to the team.”

Elaine Johnson | Rouse, US
Zillow | April 2022
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“Best loan experience I have had, very smooth process from start to finish. Love the technology and the team was fantastic.”

Haley | Royse City, TX
Experience.com | April 2022
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“I'm taking the survey in the comfort of my new home. I'd categorize that as great.”

Joel | Stanhope, NJ
Experience.com | April 2022
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“Excellent and quick communication. Very timely overall and eager to help.”

Charles | Canton, MI
Experience.com | April 2022
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“Fairly straightforward process, and good communication.”

Christopher | Pittsburgh, PA
Experience.com | June 2022
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“Communication, easy to deal with. Honest”

Eric | Gambrills, MD
Experience.com | April 2022
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“Excellent support and communication”

Daniel | Lake Oswego, OR
Experience.com | April 2022
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“Quick financing completed”

Gregory | Dallas, TX
Experience.com | April 2022

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.