
Robert Vicini
Senior Mortgage Loan Originator
NMLS #1576016
CALL ME
Office: 704.464.4445
EMAIL ME
[email protected]About me.
My entire adult working life, prior to becoming a loan officer, had been spent in customer service oriented roles. With that background, I have always approached being a loan officer in the same manner. If you have come to expect a lack of customer service from a sales oriented then you have just been looking for your loan officer in the wrong place. My whole goal is to ensure your complete understanding of the process and the associated costs of a home purchase or refinance. Additionally, here at Cardinal Financial, I work for a company who truly puts the needs of the borrower front and center. So, between myself, and the company, you could not be in better hands.
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Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.