Ryan Pugh

Loan Originator

NMLS #2124808

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CALL ME

Office: 980.485.4985

Call or Text: 541.494.7788

EMAIL ME

[email protected]

LOCATION

3530 Toringdon Way, Suite 200,
Charlotte, NC 28722

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About me.

Based in Central Oregon since 2022, I’m a Mainer at heart now living in the High Desert with my wife and our three dogs. Outside of work, you’ll find me hiking local trails, playing pickleball, or exploring parks by camper van—always seeking new landscapes to explore.

Mortgage lending is more than selling loans. It’s helping people achieve their homeownership goals. My experience has taught me to take the time to understand my customers: What’s your story? How can I help?

Everyone has a story to tell. What they need is a loan originator, like me, who will listen, customize a loan to meet your needs, and guide you every step of the way to create a truly seamless lending experience.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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