Shirley Hicks
Loan Originator
NMLS #178145
EMAIL ME
[email protected]About me.
Originally a New Orleans native, I moved to Dallas in 2005 after hurricane Katrina. I love traveling and spending time with my family. My mortgage career spans 17 years and during this time I've held various positions including management and my current position as a mortgage loan originator. I'm driven by my desire to help others achieve their goal of owing their dream home and have aligned myself with Cardinal Financial - a company that is on the cutting edge of technology as it relates to our industry - which enables me to better serve my clients to achieve their home ownership dreams.
Loan process
overview.
Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.