Vicky Llerena

Vicky Llerena

Business Development Manager / Loan Originator
NMLS #1966697
CALL ME
Office: 201.725.3181
LOCATION
1301 Corlies Ave , Suite 6-E ,
Neptune, NJ 07753

About me.

I am a mortgage funding specialist for Cardinal Financial. I've served as host, presenter, panelist, and workshop speaker on the topics of homeownership, real estate investing, and women empowerment. I was named Top 25 Brand Builder by Leading Women Entrepreneur (2017), recognized by NJBIZ (2017) as an influential Latino-Millennial media agency in New Jersey, and contributor to Disruptors Network Podcast. My articles have been featured in NJBiz, Huffington Post, CEO Blog Nation, and many more media outlets.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“The professionalism and excellent follow-up (emails and phone calls) were paramount in making me feel safe and secure in my refinancing experience. I believe the Team is very knowledgeable and they made me feel comfortable in my decision to go with Cardinal. Oh, love the Octane feature too!”

Laura | Greenville, SC
Experience.com | April 2022
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“Best loan experience I have had, very smooth process from start to finish. Love the technology and the team was fantastic.”

Haley | Royse City, TX
Experience.com | April 2022
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“They were great to work with. All of their people helped us get this monumental task done in a timely fashion.”

Jason | Anderson, IN
Lending Tree | March 2022
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“Excellent service, especially in patiently explaining all of our options and details of the loan.”

John | Downers Grove, IL
Experience.com | April 2022
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“I'm taking the survey in the comfort of my new home. I'd categorize that as great.”

Joel | Stanhope, NJ
Experience.com | April 2022
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“Easy to fill out and upload forms online, very quick and streamlined process”

Rachel | Winston-Salem, NC
Experience.com | May 2022
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“Very great experience and exceeded all my expectations!”

Prisford Shnyder | Indian Land, SC
Experience.com | May 2022
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“Excellent support and communication”

Daniel | Lake Oswego, OR
Experience.com | April 2022
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“The best lender I have seen so far.”

Pravalhika | Haslet, TX
Experience.com | April 2022

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.