Cardinal Financial Blog

Purchase

Tax Proration: How to Pay Property Taxes Like a Pro

Barring very special circumstances, taxes are a fact of life for the vast majority of people. Sales tax, income tax, and for home buyers and owners alike, property tax. By now, you’ve […]

5 min read
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Purchase 7 min read
Questions Every Borrower Should Ask When Qualifying for a Mortgage

When you’re qualifying for a mortgage, everything seems important. How do you know what’s worth your time and attention? You’re in luck, because we’ve got answers to some of the most important […]

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Mortgage Market 5 min read
Pre-Qualification vs. Pre-Approval: Which is Better?

You know those eye-catching envelopes you find stuffed in your mailbox? The ones that claim you’ve been “pre-qualified” or “pre-approved” for a new credit card or car loan? If you’ve been shopping […]

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Purchase 5 min read
Your Guide to Buying vs. Renting

Whether you’re fresh out of college and just starting adulthood or looking to make your first home purchase to start or grow a family, we have your guide for navigating the tricky […]

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Mortgage Market 5 min read
7 Mortgage Facts Every Baby Boomer Should Know

Attention: Baby Boomers. Here are seven mortgage facts you may not have been aware of. If you’re a Baby Boomer (born between 1946 and 1964), chances are you’ve gone through the home […]

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Home & Garden 6 min read
Pet-Friendly House Tips: Best Home Features for Pets

Some say pets are the new kids. Whether you agree or not, it’s no secret that our fur babies are like family. So, how can you make sure your next home purchase […]

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Mortgage Market 6 min read
How Do I Get a First-Time Home Buyer Grant?

Saving up for a down payment or closing costs can be a struggle, especially if you’re a first-time home buyer. But, if you know where to look, there are plenty of grants […]

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Home & Garden 5 min read
How to Prepare Your Garden for Spring in 7 Steps

Whether you’re cultivating a vegetable crop or planting some beautiful blooms, a garden is a great way to freshen up your home for the spring (and it doesn’t hurt that it boosts […]

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Home & Garden 4 min read
Here’s What Not To Fix When Selling a House

Thanks to certain home improvement channels, renovations might seem like a relatively easy way to increase your home’s value. A new door, new floors, a coat of paint, and a few new […]

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Mortgage Market 6 min read
Top 12 Confusing Mortgage Terms, Explained

When you start your home loan search, there are a lot of mortgage terms to sort through. Get some clarity the easy way with our roundup of 12 confusing mortgage terms, explained. […]

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Purchase 5 min read
The Mortgage Process: What To Expect

When you’re gearing up for a home purchase, it’s important to know what to expect from the mortgage process. That’s why we wrote this quick guide to walk you through it from […]

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Mortgage Market 9 min read
Who Sets Mortgage Rates? Everything You Ever Wanted to Know

Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the results. Is it the Federal Reserve or the […]

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