Cardinal Financial Blog

Home & Garden

Pet-Friendly House Tips: Best Home Features for Pets

Some say pets are the new kids. Whether you agree or not, it’s no secret that our fur babies are like family. So, how can you make sure your next home purchase […]

6 min read
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Home & Garden 5 min read
How to Prepare Your Garden for Spring in 7 Steps

Whether you’re cultivating a vegetable crop or planting some beautiful blooms, a garden is a great way to freshen up your home for the spring (and it doesn’t hurt that it boosts […]

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Home & Garden 4 min read
Here’s What Not To Fix When Selling a House

Thanks to certain home improvement channels, renovations might seem like a relatively easy way to increase your home’s value. A new door, new floors, a coat of paint, and a few new […]

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Mortgage Market 6 min read
Top 12 Confusing Mortgage Terms, Explained

When you start your home loan search, there are a lot of mortgage terms to sort through. Get some clarity the easy way with our roundup of 12 confusing mortgage terms, explained. […]

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Purchase 5 min read
The Mortgage Process: What To Expect

When you’re gearing up for a home purchase, it’s important to know what to expect from the mortgage process. That’s why we wrote this quick guide to walk you through it from […]

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Mortgage Market 9 min read
Who Sets Mortgage Rates? Everything You Ever Wanted to Know.

Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the results. Is it the Federal Reserve or the […]

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Home & Garden 4 min read
Know Before You Go: Preparing Your House for Vacation

What to plan for when preparing your house for vacation. The weather is warming up, the trees are regaining their green, and the kids — if you have any — are hauling […]

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Purchase 5 min read
How Much Mortgage Can I Qualify For?

What is “DTI” and how does it influence how big my mortgage can be? We’ve all done a bit of hypothetical house hunting before, right? You’re up late. You’re curious. You want […]

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Purchase 4 min read
Home Buying: Getting Over the One That Got Away

It’s okay to grieve over the loss of your dream home, but you can’t stay down forever. If you’ve been around long enough to where you’re looking at buying a new home, […]

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Mortgage Market 5 min read
Low Appraisals/Appraisal Gaps: What You Should Know

So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a lower value than your offer. This is called […]

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Purchase 5 min read
When Are You Ready to Buy a House? 5 Signs to Look For

Looking for a sign that it’s time to become a homeowner? We’ve got five for you right here. Everyone’s journey is different, but if you can relate to these milestones, it could […]

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Purchase 6 min read
Do Student Loans Affect Buying a House?

Do you hear that? It’s homeownership… calling your name. You’re sick of that growing rent payment. And maybe you’re thinking of adding some tiny humans to the mix, or your fur babies […]

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Mortgage Market 5 min read
Common Credit Challenges and What You Can Do About Them

Cultivating a healthy credit score is key to getting the mortgage rates you want, but we know that’s easier said than done. The good news is that while some credit challenges may […]

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