Cardinal Financial Blog
Pet-Friendly House Tips: Best Home Features for Pets
Some say pets are the new kids. Whether you agree or not, it’s no secret that our fur babies are like family. So, how can you make sure your next home purchase […]
How to Prepare Your Garden for Spring in 7 Steps
Whether you’re cultivating a vegetable crop or planting some beautiful blooms, a garden is a great way to freshen up your home for the spring (and it doesn’t hurt that it boosts […]
Here’s What Not To Fix When Selling a House
Thanks to certain home improvement channels, renovations might seem like a relatively easy way to increase your home’s value. A new door, new floors, a coat of paint, and a few new […]
Top 12 Confusing Mortgage Terms, Explained
When you start your home loan search, there are a lot of mortgage terms to sort through. Get some clarity the easy way with our roundup of 12 confusing mortgage terms, explained. […]
The Mortgage Process: What To Expect
When you’re gearing up for a home purchase, it’s important to know what to expect from the mortgage process. That’s why we wrote this quick guide to walk you through it from […]
Who Sets Mortgage Rates? Everything You Ever Wanted to Know.
Sure, you can google, “who sets mortgage rates?” and, “why do mortgage interest rates change?” But, you’ll probably be a bit baffled by the results. Is it the Federal Reserve or the […]
Know Before You Go: Preparing Your House for Vacation
What to plan for when preparing your house for vacation. The weather is warming up, the trees are regaining their green, and the kids — if you have any — are hauling […]
How Much Mortgage Can I Qualify For?
What is “DTI” and how does it influence how big my mortgage can be? We’ve all done a bit of hypothetical house hunting before, right? You’re up late. You’re curious. You want […]
Home Buying: Getting Over the One That Got Away
It’s okay to grieve over the loss of your dream home, but you can’t stay down forever. If you’ve been around long enough to where you’re looking at buying a new home, […]
Low Appraisals/Appraisal Gaps: What You Should Know
So, you’re buying a house. You crunched the numbers and you’re ready to nail this purchase. There’s just one issue: the appraisal reflects a lower value than your offer. This is called […]
When Are You Ready to Buy a House? 5 Signs to Look For
Looking for a sign that it’s time to become a homeowner? We’ve got five for you right here. Everyone’s journey is different, but if you can relate to these milestones, it could […]
Do Student Loans Affect Buying a House?
Do you hear that? It’s homeownership… calling your name. You’re sick of that growing rent payment. And maybe you’re thinking of adding some tiny humans to the mix, or your fur babies […]
Common Credit Challenges and What You Can Do About Them
Cultivating a healthy credit score is key to getting the mortgage rates you want, but we know that’s easier said than done. The good news is that while some credit challenges may […]