Lending built for builders.

Ready to get more from your build? We’ve got the blueprint for partnership success.

We’ve Got the Blueprint.

At Cardinal Financial, we understand that everything about your industry is specialized. That’s why we’ve built our offering from the ground up to service your unique needs, processes, and timelines.

Attainable Housing

The Future of Housing is Attainable.
As a direct lender licensed to sell in all 50 states, we’re uniquely equipped to serve your customers with everything they need to get home.
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Custom Builds

More Progress. Less Complications.
The key to any custom build is attention to the details. Our in-house team facilitates draw disbursements (no third-party vendors necessary) and offers a variety of financing solutions tailored to your buyers.

Production Builds

Scale Development. Sell Homes Faster.
Production building is a numbers game. We offer a variety of loan programs to help you lock in competitive rates for your buyers and turn a profit for your business.
Builder Program

National reputation. Local expertise.

Our in-house support team is your dedicated partner for exclusive builder loan programs. We want to empower you to break ground and thrive in any market.

The Cardinal Difference:

  • 30+ years of expertise and leadership in the mortgage industry
  • Deep product offerings 
  • Flexible terms and limited credit overlays to secure and complete loans
  • Octane, our custom-built loan technology – offering live loan updates and 24/7 access
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Universal Builder Offerings

Unique programs. Endless applications.

Whether you specialize in production homes, custom luxury homes, or any build style in between, Cardinal Financial can elevate your business with innovative technology and flexible products designed to help you serve more buyers.

Service Level Agreements

We provide comprehensive services tailored to the unique needs of builders, establishing clear SLAs, setting detailed metrics upfront, and rigorously tracking and measuring them to ensure success.

Unique Housing Types

We offer a full-service, in-house condo team dedicated to providing expert support, along with specialized financing options for manufactured homes, modular homes, barndominiums, and more.

Timely resources. Continued Support.

We’re committed to serving your business with best-in-class marketing and around-the-clock support. When you partner with us, you’ll have an open line of communication with our dedicated Builder Team for any and all questions.

Marketing Toolkit

We’ll provide you with fully-customizable collateral and engaging content for your marketing channels – from community videos to social media ready images – to make it easy to get your messaging to your audience.

Dedicated Builder Team

Our specialized sales and operations teams are experienced in all types of construction and understand the nuances of each build. You’ll have a high level of accessibility to us – we work when you do.