done right.

Secure a different rate and terms or get cash out of your hard-earned home equity. With a refinance, it’s all on the table.

What to expect.

Refinancing. It sounds hard, but it’s not too bad. Promise. Once you’ve received your quote, here’s a peek at what’s coming.

Icon Speech Bubbles

Say hello to an LO

One of our loan originators will be in touch to figure out what you’re looking for and determine what’s possible. Monthly savings? Cash-in-hand? You’ve got options.
Icon Document Click

Apply with ease

We treat refi applications with the same care and attention to detail as we do purchase, but you get to skip some steps—you already have a property. Congrats on the time back.
Icon Write Check for getting a refinance.

Close and pay

Once everything checks out and your loan adjustment locks, you get to pay less or plan some home upgrades or investments. It’s your house. Your budget. Your call.
Mother and daughter looking at a computer together. The mother is wearing a beige sweater and pointing at refinance information.

Reasons to refinance.

There’s no place like home when you’re at peace with your monthly mortgage payments or have the cash to live the life you want. Here’s some of what’s possible with a refinance.

  • Lower your monthly mortgage payments.
  • Secure a better monthly rate.
  • Pay off your mortgage sooner.
  • Consolidate some of that credit, student, or other debt.*
  • Get cash out of your equity to invest in home upgrades.

*Using your home equity to pay off debts or make other purchases does not eliminate the debt or the cost of the purchases, but rather increases the loan amount of your mortgage to be paid according to your new mortgage terms.

When the market changes, so does your financial outlook. That’s why we’ve engineered our refinance process to be simple, clear, and flexible. That’s Mortgage Lending Done Right™.
Michael J. Royer

President, Cardinal Financial

See the savings.

A timely refinance can do wonders for your budget (and your savings account). See for yourself.

Need more info? Try another calculator.

Featured blogs.

The more you know, the better you’ll be equipped to take full advantage of a refinance. Happy reading.

Ready to refinance?

Smart thinking. Start the process today with a free rate quote.