Does my co-borrower’s credit score matter?

The short answer? Yes. And here’s why: Because creditworthiness and debt-to-income determine every factor about your loan, including whether you qualify at all. So we’ll look at both of your scores and use the lowest. (Of course, if your co-borrower’s income isn’t required to qualify, you can simply put the person with the highest credit score on the mortgage.)

Not finding the answers you need?

Contact us by phone or form, and we'll be happy to assist you.