Getting back on your feet after a major disaster is difficult enough without the added stress of worrying about how to finance repairs or your replacement home. That's where disaster relief comes in. We can help you and your family persevere with the FHA 203(h) loan program.
- 0% down payment
- 100% financing available
- Less-stringent credit requirements
- Expanded eligibility for purchases
- 15- and 30-year fixed-rate terms
- Available for use up to one year after disaster declaration
If your home’s been destroyed or severely damaged in a Presidentially-declared disaster area, you’re eligible to apply for the FHA 203(h) program.
The FHA 203(h) program helps victims of major disasters recover by making it easier for them to obtain a mortgage or re-establish themselves as homeowners. Insured loans may be used to finance the purchase or rebuilding of a single-family home that will be the homeowner’s primary residence.
Related home loans.
Down Payment Assistance
Need a little help getting home? Down payment assistance programs offer just that—financing to help you cover closing costs on your mortgage.
Need financing for home renovations or construction? FHA 203(k) loans can help with low interest rates and flexible credit requirements.
Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.
The mortgage world is constantly changing. Check out our latest blog posts to keep up and stay wise to the market.