Andrew Lioi

Andrew Lioi

VP, Retail Market Leader
NMLS #185715
Office: 704.815.5616
9201 Corporate Blvd, Suite 210,
Rockville, MD 20850

About me.

After more than 35 years of mortgage lending, Cardinal Financial knows that homeownership can come with as many hurdles as it does rewards. That’s why we’re proud to offer a variety of flexible options to help borrowers at all income levels finance their homes. In addition to a preferred partnership with Kilpatrick Woods Community, our affordable housing options include:

- New CHOICEHome® for manufactured homes
- Down payments as low as 3% with a Home Possible® or HomeOne® mortgage
- Down payment assistance and grant programs available

And to help you lock in the best rates, Cardinal Financial offers pre-approval turn times within 24 hours—no waiting for the competitive edge you need.

Call me today to learn more about our affordable housing programs.

Let's connect.

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Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.