Bill Markham

Bill Markham

Branch Manager
NMLS #271518
CALL ME
Office: 801.207.9604
Fax: 801.207.9604
LOCATION
2152 N Hill Field Rd, Suite 3,
Layton, UT 84041

About me.

Bill has been in the Mortgage Lending business for 17 years as a Branch Manager and Regional Manager. He is licensed in Utah, California, Idaho and Nevada. In his prior "life" he was a successful Realtor for 15 years reaching the level of what was called the "Life Time Multi-Million Dollar Club" and managed that Real Estate Firm. He also oversaw the building of over 150 homes a year.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“So helpful! And made the process the easiest I could have imagined! :)”

Desiree | Clovis, NM
Experience.com | August 2021
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“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA
Experience.com | August 2021
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“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Easy to communicate-quick responses to questions.”

Karyn | Gilbertsville, PA
Experience.com | August 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
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“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.