Emory Culver

Loan Originator Inside Sales

NMLS #1798022

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CALL ME

Office: 623.289.3044

EMAIL ME

[email protected]

LOCATION

14614 North Kierland Blvd, Ste S-150 & S-250,
Scottsdale, AZ 85254

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About me.

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.

My industry experience has taught me to take the time to understand my customers: What's their story? How can I help them in their pursuit of a home? When I see my customers as real people with real goals, needs, and dreams, I get to match them with the best loan product and create a truly seamless lending experience.

Everyone has a story to tell. What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I look forward to working with you!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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By submitting a request to be contacted, you authorize Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system, automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing your consent to receive such calls from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you. Message and data rates may apply. SMS delivery frequency may vary depending on the campaign. For more information please read our Privacy Policy and our Terms and Conditions. If you do not wish to consent, you may contact a Loan Originator by calling 855.561.4944.

My reviews.

May 2, 2023

Survey • Roberto

Emory made the process extremely easy even as a first time home buyer. He gave me all the information I needed to make a decision and was very responsive and helpful from start to finish. Would definitely recommend to anyone interested in purchasing a home.

Mar 11, 2023

Survey • Carlos

Clear communication, and prompt responses.

Mar 11, 2023

Survey • Barbara

Yes, Emory was very helpful and very kind, he is a person who encourages people to get they own place, vip mogege, thank you so much for having people like Emory, 👍 👌 😊

Mar 1, 2023

Survey • Dennis

Excellent communication

Feb 16, 2023

Survey • Hugh

Attentive…quick to return calls…over and above effort to get the loan approved…

Feb 11, 2023

Survey • Aaron

Emory is my only lender, He is absolutely the best i have had the chance to work with. I provide him my clients and his follow up is outstanding He's like a lead generating machine system all in one. I provide him my leads and he does amazing job keeping in touch with them and working them till we close.

Feb 11, 2023

Survey • Jose

Gray help and answers questions quickly

Dec 30, 2022

Survey • David

Emory went over and above to get me a loan. I can't thank him enough

Dec 16, 2022

Survey • Alejandra

Emory was really approachable and tried to explain the whole process of buying a house and how it works since this is my first home. He was supporting throughout the whole process

Sep 24, 2022

Survey • Mary

Emory was super knowledgeable, professional, and personable. He was always available to answer my questions and he kept me updated through out the whole process. I am so happy with the service he provided to us. Thank you again Emory for everything

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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options.

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