Joel Funston

Joel Funston

Sales Manager
NMLS #134934
Office: 305.363.4587
Mobile: 305.304.6173
Fax: 305.363.4587
102 Pickering Way, Suite 500,
Exton, PA 19341

About me.

My goal with every one of my clients is to help them understand all of their financing options and to assist with finding the best mortgage for their needs. My experience and expertise give me not only the confidence I need to be fully committed to my clients but to exceed their expectations every step of the way.

I look forward to working with you!

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA | October 2021
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“Client relations/services are exceptional. Joel, Heather, Robert and every other member of the Cardinal team were extremely knowledgeable + professional. They advocate for their clients. We were very pleased and would recommend them to all of our friends. ”

Anika | PHILADELPHIA, PA | August 2021
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“Joel was available anytime we need him and always explained everything so that we may understand. He was very kind and patient with us. We truly appreciate him, his time and effort put into helping us achieve our house buying goal.”

Latoya | Philadelphia, PA | March 2022
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“Joel was great to work with. He was prompt, communicative and proactive. Joel and his team answered all of our questions and guided us through the process like the pros they are. I highly recommend Joel and his entire team!!”

Shannon | Coatesville, PA | November 2021
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“Joel was great and willing to answer any and all of my questions. We did have one hiccup with correcting some info, but nothing that wasn't handled promptly and correctly.”

John | Downingtown, PA | November 2021
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“Joel makes sure that he takes care of all the details and works hard to get the very best rate, along with keeping costs down.”

James | Kennett Square, PA | August 2021
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“Joel was VERY responsive. Even on days off and weekends. I am very appreciative of all of his hard work. Thank you! ”

Christopher | Honey Brook, PA | September 2021
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“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA | August 2021
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“Easy, fast process! Thank you so much!”

Shannon | Moorestown, NJ | September 2021
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“He is great ”

Behdad | Haverford, PA | September 2021

Loan process

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.