Raquel Rivera

Area Manager | Retail

NMLS #289763

Apply Now

CALL ME

Office: 951.412.2792

Call or Text: 951.219.0170

EMAIL ME

[email protected]

LOCATION

3701 Arco Corporate Drive, Suite 200,
Charlotte, NC 28273

Get Directions

Download Contact

About me.

Mortgage lending is more than selling loans. It's about helping people achieve their homeownership goals. Whether that's helping them reach a better financial position or connecting them to the home of their dreams, it's about guiding them to the finish line.
With over 25 years of lending experience, Raquel Rivera brings expert knowledge in placing clients into the right loan for their budget. Whether you're self-employed, own multiple properties, looking for a luxury home or a first time buyer, you can rest assured your comfort and peace of mind is paramount with Raquel. She has helped thousands of homeowners save money with refinance options. The partnership with Cardinal Financial brings innovative products with competitive rates!

Let's connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

All fields are required.

First Name

Last Name

Phone

ZIP

I'm looking to

Purchase

Refinance

By submitting a request to be contacted, you authorize Cardinal Financial Company, Limited Partnership to deliver or cause to be delivered telephone calls or text messages using an automatic telephone dialing system, automated system, or an artificial or prerecorded voice, including calls or texts made for advertising purposes or that constitute telemarketing or solicitations, to the residential land line or wireless telephone number(s) or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if call or text results in a charge by your provider. You also agree that this authorization is valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s company specific do-not-call list, or to any State or Federal Do-Not-Call Registry. Providing your consent to receive such calls from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you. Message and data rates may apply. SMS delivery frequency may vary depending on the campaign. For more information please read our Privacy Policy and our Terms and Conditions. If you do not wish to consent, you may contact a Loan Originator by calling 855.561.4944.

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.

Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

Explore mortgage
options.

Find a Loan