Richard M. Hartian

Richard M. Hartian

Branch Manager
NMLS #216544
CALL ME
Office: 847.961.9137
Mobile: 847.778.8048
Fax: 847.961.9137
LOCATION
630 N North Ct, Suite 108,
Palatine, IL 60067

About me.

Richard has served the homebuyer market for more than 27 years. He enjoys making the homebuying process easy and understandable. Through his commitment to share his knowledge, he has closed over $500 million in mortgage loans. He believes in providing mortgage products that are innovative and offer the greatest flexibility.
Rich promises these three things with every client he works with:

1) I will always make myself available to you and call you back quickly
2) I will always provide my best rates, terms and costs upfront
3) I will always tell you the truth and respect your privacy

Rich understands the importance of his work. He will always be highly detailed and accurate – this has led to him be able to say that he has never had a prequalification not close because of financing.

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“Everyone answered all questions professionally and promptly. They worked very hard to make sure everything went smoothly for us.”

Danielle | Allentown, PA
Experience.com | September 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“All of my questions, and I had a lot, were quickly answered. Thank you!”

Terryl | Beaverton, OR
Experience.com | September 2021
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“They made the process easy and quick. I felt very well taken care of.”

Jacob | Lubbock, TX
Experience.com | August 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Just closing on my beautiful Home period!!!!”

Orlando | Griffin, GA
Experience.com | September 2021
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“Smooth Refinance”

George | Plainville, CT
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.