Sonia Nangia

Sonia Nangia

Loan Originator
NMLS #4816
CALL ME
Office: 631.402.9204
Mobile: 516.474.3746
Fax: 631.402.9204
LOCATION
777 Post Oak Blvd, Office 1700EE,
Houston, TX 77056

About me.

"MY MISSION IS INSPIRED BY ONE SIMPLE QUESTION:
What would I do if this was my own personal loan?

I am an experienced and professional mortgage expert for over 15 years. I am dedicated and passionate about providing you with personalized solution that best meets your home buying or refinancing needs. Since each loan has its own set of circumstances, I gather information, ask questions and then, I listen to our customers needs. I will earn your trust by hearing your needs and putting a plan together to meet those needs. I will earn your business by providing you the best loan for your unique situation. You will use our services again because of my straight forward and honest approach. You are not just a customer for a day; You’re a client for life to me!"

Lets connect.

Your home buying or refinancing journey starts here. Fill out the form to get in touch.

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My reviews.

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“Your staff made the whole process easy to do, and they stayed on top of all the documents that needed to be reviewed and signed. I just want to say Thank You very much, it has been a pleasure working with Cardinal Financial. I highly recommend any future mortgage needs by either myself or anyone that I know and will refer them to you.”

Deborah | Boyertown, PA
Experience.com | October 2021
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“We were kept in the loop about everything and the process was pretty smooth considering.”

Cedric | Burleson, TX
Experience.com | September 2021
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“They made the process easy and quick. I felt very well taken care of.”

Jacob | Lubbock, TX
Experience.com | August 2021
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“the new app of there you could see how the process was going ”

Rafael | Spring Grove, PA
Experience.com | August 2021
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“It was clear that we were dealing with a true PROFESSIONAL.”

Mohit | Winter Garden, FL
Experience.com | September 2021
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“Online submission made is very convenient and easy.”

Cecilia | Round Rock, TX
Experience.com | September 2021
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“Efficient and good communication, timely service.”

Beyene | Virginia Beach, VA
Experience.com | September 2021
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“Easy, fast process! Thank you so much!”

Shannon | Moorestown, NJ
Experience.com | September 2021
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“Very timely, personal and wise.”

Nekotia | Hermitage, TN
Experience.com | September 2021

Loan process
overview.

Getting a mortgage or securing a better rate with a refinance doesn’t have to be a migraine. Here’s a high-level look at the process.
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Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process. 
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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Explore mortgage
options.
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Crunch the numbers.
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Read our blog.
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Ready to get financed?

Start the process today with a personalized rate quote. There's no cost and no commitment.