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Why Cardinal.
Our Differentiators.
We’ve spent the past 30+ years perfecting our processes, investing in technology and products, and assembling a premier team to disrupt the construction lending and attainable housing markets.
Expansive Product Portfolio
We proudly offer one of the industry’s most expansive product portfolios. If there’s a path to homeownership for your attainable buyers, we’ll find it.
Full Suite of Construction and Renovation Loans
Includes one-time close solutions as well as specialized financing for unique property times including off-site built homes, cross-mod, barndominums, and more.
Traditional, Niche and Everything Between
As a direct servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, we offer core loan products, community lending, and down payment assistance programs.
Always Adding More
In the last 12 months alone, we added over 120 new products to our portfolio, and more are on the way.
Loan Process
Our streamlined process guides you through clear, sequential steps—each with defined actions and ownership—to confidently deliver your project.
The Cardinal Calendar
Visit us at these upcoming shows.