Rate & Term Refinance

Explore Your Refinance Options

Refinancing your home loan could help lower your monthly payments, adjust your loan terms, or free up funds for other financial goals. Take the first step today—with a quick call, get a free rate quote with Cardinal Financial.

  • Get a Free Rate Quote
  • Meet with a Specialist to Explore Your Options
  • Lock a New Rate, Save, & Breathe

Get Your Interest Rate in Just One Call.

Reasons to Refinance

Homeownership is one of the most valuable financial tools you have at your disposal. Depending on your unique circumstances and financial goals, a refinance today could help you:

Lower Your Monthly Payment

Use monthly savings to pay off debt, invest in your future, or finally take that trip you’ve been planning.

Shorten Your Mortgage Term

Because the sooner you pay off your mortgage, the more you’ll save on interest over the life of your loan.

Stabilize Your Home Loan

Go from an adjustable-rate mortgage (ARM) to a lower fixed-rate mortgage for easier budgeting and peace of mind.

Lock in Your Refi Savings with Cardinal Financial.

Ready to refinance? Get your custom interest rate in just one call.

“John and his team were both proficient and professional. The follow up and communication was exceptional. John understands what it means to be in the “People Business “, his calm demeanor and knowledge of the market and Cardinal’s procedures allowed for a simple and seamless transaction. We would definitely recommend Cardinal Financial for your next mortgage or refinance.”