Cardinal Financial News
Cardinal Financial Wholesale Launches Non-QM Product Suite to Broaden Broker Lending Options

CHARLOTTE, NC – February 4, 2025 – Cardinal Financial Wholesale, a leading provider of mortgage lending solutions, announces the launch of a new Non-QM (Non-Qualified Mortgage) product suite. This suite offers a range of flexible lending options to help brokers meet the diverse needs of their clients, including those with non-traditional financial profiles.
The Non-QM product suite will include four flexible options:
- Non-QM Prime: Flexible documentation for creditworthy borrowers.
- Non-QM Prime Plus: Higher loan limits for borrowers with strong credit.
- Non-QM Foreign DSCR: Financing for international investors without U.S. credit history.
- Non-QM Investor Solutions DSCR: Loans based on property cash flow for U.S.-based real estate investors.
Cardinal Financial Wholesale leverages Octane, an advanced loan origination technology platform, to streamline and enhance the loan process, including Non-QM loans. Octane is designed to help brokers simplify complex loans, freeing up time to focus on building valuable client relationships.
“Our Non-QM suite equips brokers with a comprehensive solution to meet diverse borrower needs,” said Karl Benjamin, EVP of Wholesale. “With advanced technology, a broad product lineup, and a commitment to broker success, Cardinal Financial Wholesale provides the tools brokers need to excel.” For more information on Cardinal Financial Wholesale’s Non-QM product suite visit cfwholesale.com/lp/non-qm/.
About Cardinal Financial Company:
Cardinal Financial is a dynamic, forward-thinking mortgage company focused on delivering personalized lending solutions. Powered by Octane®, an advanced loan origination technology platform, Cardinal Financial delivers a fast, efficient, and seamless experience for borrowers. With a commitment to innovation and exceptional customer service, Cardinal Financial is dedicated to helping customers achieve their financial goals with ease and confidence. Learn more at www.cardinalfinancial.com and follow us on Facebook, Instagram, X (formerly Twitter) and LinkedIn.