I’m a veteran

Getting your home financed wouldn't be the hardest thing you've ever done, but we don't think it should be hard at all. Start with a free quote and we'll walk you through it from there, step by step.

Our loan picks for you.

No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.

VA Purchase

A home loan that serves you.

Are you a veteran, active-duty service member, or eligible surviving spouse? Consider a VA loan for your next home purchase. This mortgage type is loaded with well-earned benefits including no down payment required, no private mortgage insurance, and flexible credit requirements.

VA Refinance

Better terms, on your terms.

Whether you’re refinancing from your current VA loan or a different mortgage type, a VA cash-out refinance is a great way to leverage your home equity and take advantage of the exclusive benefits that VA loans offer for eligible borrowers.


Less paperwork, more money saved.

Already have a VA loan? A VA streamline refi (also called a VA IRRRL, but we won’t make you say that three times fast) offers a quicker refi process with no appraisal required, minimal documentation, and the potential for lower rates.

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way. 

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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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Ready to turn your reason into reality?

One of our loan originators is standing by to assist you.