Rising rent

Renewal rates keep rising, so why not turn that money into an investment? Lose the lease and buy a house with a mortgage that's truly worth it.

Our loan picks for you.

No two home loans are the same, just like no two borrowers are the same. Based on your goals, these could all be launch points for your homeownership journey.

Buying a Condo

Need easy access to city life and community amenities? A condo loan can help you build home equity without compromising on location.

FHA Loan

Want flexible credit requirements, easy refinancing options, and potential for down payment assistance programs? Try an FHA loan.

Rate Protect

Lock now, save later.

Rates change all the time in the mortgage world, but now, yours don’t have to. Rate Protect lets you lock in the rates you need for up to 90 days while you finalize your home search and get any remaining documentation in order.

Our process.

"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.

Connect and apply.

First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.

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Lock and close.

Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way. 

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Make yourself at home.

Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.

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Ready to turn your reason into reality?

One of our loan originators is standing by to assist you.